Car Insurance Assumptions

Unless otherwise declared by you and accepted by MissQuote, you agree that the following assumptions are accurate. If you cannot agree to these assumptions we will be unable to provide you with an online quote.

When deciding what private car insurance we can offer to you and the premium required for same, we make a number of assumptions about you, your car, the previous driving & claims history of you and anyone else who will be insured under your policy and the accuracy of the information that you have provided to us.

It is important that you fully read, understand and acknowledge these assumptions. If we become aware that you have failed to satisfy these assumptions, we may withdraw our offer and/or change the premium or level of cover which we have previously offered to you. If the policy has already incepted, we may void the contract of insurance and, in the event of an accident occurring, you may not have cover in place.

Important notice: material facts and non-disclosure

You have a continuous duty to disclose all material facts to us. Your failure to disclose a material fact(s) could result in your contract being invalidated or cancelled, a claim not being paid or difficulty in obtaining insurance in the future. Material facts are those facts which might influence our acceptance or assessment of your application for motor insurance. If you are in doubt as to whether a fact is material you should disclose it to us.

In offering you a private car insurance quote via our website, we assume the following: